Chapter 1180: Another Benefactor (Part 2)

Chapter 1180: Chapter 473: Another Benefactor (Part 2)

Han Lie scattered a handful of seeds into the saline-alkali soil, waiting for little flowers to bloom in the future.

…

A full list of 30 companies pending investment, among which 4 were agricultural tech firms, none of which would go public in the future.

The rest were mostly tech-related, with some core value.

But a lot of potential companies still got passed by him.

Uh, mostly because of the founders’ mindset.

The most worthwhile people to invest in are those with both virtue and talent.

The least worthwhile are those with talent but no virtue.

Han Lie wasn’t trying to grandstand; normal business competition is one thing, going for the kill or even playing dirty doesn’t necessarily mean you’re morally bankrupt.

But some people are crooked from the root.

For example, a few future-listed-company bosses came to visit him in person, and right off the bat they were probing various market-cap-management schemes. The normal ones didn’t interest them; they kept circling around asking if it was possible to pump the stock price and cash out with minimal loss.

Han Lie almost laughed himself to death from sheer anger.

Look, even if you’ve already gone public and then can’t resist temptation, start pondering crooked tricks—that’s at least understandable.

Human desire keeps expanding, right!

But you’re still a long way from IPO, and instead of seriously growing your company, you spend all day scheming how to scalp retail investors and screw shareholders, wishing you could con the investment institutions too, then pat your ass and emigrate… what’s going on in that head of yours?

With players like you, even if you get out, you’re the ones getting harvested. Are you sick or what?

Han Lie didn’t waste words on them, just saw them out and immediately removed them from the investment list—get the hell out.

…

And like that, hustling all the way to the end of the month, on September 30th, Han Lie finally came up against another tough bone.

Ning Wang Era.

This investment opportunity came out of nowhere.

It emerged as a casual opportunity during a chat when the top dog of Zhao Yin International’s Magic Capital branch came begging Han Lie for a loan.

Han Lie’s current status, calling it “worlds apart from before” is spot on, so Brother Zhao made it very grand.

The first meeting was at a finance conference, where they exchanged business cards.

The second was through President Jin, getting to know each other for real over drinks.

The third time he specially came to visit Tianhang, brought junior staff, and gifted a Zhao Yin International black card with a 10 million credit limit; the annual fee would be covered by the bank’s private banking department.

To this day, Han Lie still isn’t their private banking client, hasn’t opened a personal account.

The fourth time was a formal private banquet, three men and three women, arranged only for Han Lie.

Damn, those three beauties spanned 20–35 years old, full spectrum of types: one introverted and shy like a little bunny; one gentle as water, an older-sister type but not domineering; one newly married, transparent and outgoing, who could use dirty jokes to push him to drink…

Looks and physique go without saying—all top tier.

After the drinks had flowed and the ears were hot, they finally carefully raised their request.

They hoped Han Lie would consider giving their bank a loan.

They’d clearly clocked that Tianhang was making big moves and knew the company needed cash.

Han Lie didn’t agree.

Come on, there are no fewer than thirty banks trying to lick his boots right now—why you?

You put three gorgeous women in front of me so I have to eat and I have to comply?

Then the fifth time, another private banquet, now seven-on-one, with an extra gentleman from the investment division—the boss of Zhao Yin International.

Again, drinking to the point of warmth and relaxation.

Brother Zhao raised a new plan: the company’s main operating account isn’t convenient to touch, and they understand that.

“But Teacher Han, your two funds have been operating for half a year now. According to the contracts, you can withdraw the manager’s profit share. You settle the share, take it out, then deposit it with our bank as a five-year time deposit.

I’ll give you the highest interest rate. Later you use that deposit certificate to get a one-year short-term loan; I can lend out up to 90%.

Plus the interest subsidy for ultra-large time deposits, the deposit rate can fully cover the loan rate…”

Up to this point, Han Lie hadn’t spotted any real upside, so he still just listened without commenting.

“This way, you help us nail down tens of billions in personal deposit targets and tens of billions in personal loan targets, and then we can open up our non-performing asset pool to you…”

Han Lie kept silent.

Zhao Yin’s internal pool definitely held a lot of good resources, the kind of high-value stuff outsiders couldn’t reach even if they broke their heads and offered wives and daughters.

No exaggeration, every commercial bank is the same—inside there are always money-picking projects.

But for the current Han Lie, even freebies feel like a hassle.

At the critical moment, the boss from Zhao Yin International cut in.

“President Han, our investment pipeline can also be opened and shared with your Tianhang. Among them are many projects with very high investment value, like the national key projects of China Electric, Zhongya, and Zhongzhi, and companies like BYD, Luxshare, Qianhai WeBank, along with a large batch of downstream firms with huge growth potential, such as Desay Battery and Ning Wang Era…”

Han Lie’s pupils snapped tight.

Holy shit!

What did this brother just say?

His interest spiked, and he didn’t bother hiding it. He casually asked, “Let’s talk about Qianhai Bank, Desay, and Ning Wang. Tianhang is indeed very interested in that area.”

Finally, the conversation could move forward, and everyone felt like they saw the dawn of hope.

After some back-and-forth, Han Lie got them to agree to facilitate talks with Qianhai Bank, Desay, and Ning Wang—three companies.

And what did Han Lie actually pay?

In Tianhang’s name, he took a loan from Zhao Yin International: 3 billion, three-year term, 4.85% interest.

Stuff other people wouldn’t dare to even dream of, for him it was just bargaining chips.

Then, after repeated mediation and careful communication on their side, Han Lie finally got linked up with Ning Wang.

This Ning Wang is completely different from what it will be later.

The semiannual report released at the end of August showed that the company currently had net assets of 280 million, revenue of 420 million, and net profit of 88 million.

Annualized, total revenue about 850 million, net profit 180 million, net assets 300 million.

Close enough, right?!

If you value it by price-to-book, normally 2x PB, Ning Wang’s current market cap is 600 million.

If you value it by price-to-earnings, normally under 10x PE, Ning Wang’s current market cap is 1.5 billion.

Even if you push it up to 20x PE, the market cap tops out at 3.6 billion.

Compared with its future peak of over a trillion, is it cheap or not?

And, the key point isn’t even the money, but that by holding a super power-battery company, you gain the ability to radiate influence into the entire new energy vehicle sector!

Right now, Han Lie hasn’t completely decided which field he’ll move into after shifting from virtual to real.

Nuclear fusion is something an individual simply cannot tackle, don’t even think about it.

AI is on the software and algorithm side—it can be taken slowly, outside first then inside, and he needs to dig an opening over in Silicon Valley.

Among the remaining real industries, the most valuable are chips and new energy.

In chips, companies like Huawei and SMIC are doing a solid job, the kind of “really making the country proud” solid.

Wanting to overtake on curves in such top-tier, cutting-edge system engineering isn’t something one or two people, or even one or two companies, can pull off in the first place.

So Han Lie leans more toward starting with batteries, then cars, and eventually achieving a comprehensive breakthrough in materials.

Step by step. If he walks steadily enough, he can absolutely make profits while expanding R&D, and ultimately surpass companies like Tesla, Toyota, Fuji, and other related players across the board.

So, Ning Wang is arriving at exactly the right time.

As long as he can secure enough equity in Ning Wang, then form a JV with Ning Wang to build a plant in his hometown, integrate Mining Province’s car makers, machining firms, component suppliers, and scattered new energy businesses, the odds of carving out a new path are actually pretty good.

At worst, he just turns on the cheats!

Materials science maxed, electrical engineering maxed, chemistry maxed, automation maxed, physics… even if not maxed, pushed past Level 5. It only takes a few billion in “experience points” for consumption—what’s hard about that?

Not to brag, but if he really settled down to do scientific research, even Einstein would have to step aside!

Do you have any idea how valuable 99 Intelligence plus all-fields passive mastery really is?

Of course, he can’t possibly take on everything himself. The most important thing is to build an industrial base in his hometown. Dream City may not be ideal, but the provincial capital at least has the conditions.

That way, money, career, ambition, and values—all of it comes together perfectly.

Ning Wang is even harder to crack than Mihoyo, but Han Lie’s fighting spirit just burns higher.

To be absolutely sure, the mutt even called Sister Da Tang over to play a double act with him.

And so, President Zeng finally met the biggest benefactor of his entire life…

****

You guys are way too sharp…