Chapter 1782 - 1783: Black Centurion Card

As for infrastructure, we've totally crushed the foreign countries.

So the advantages of the Centurion Black Gold Card are actually pretty small inside China.

"Mr. Lin…"

The address is Building 11, Unit 2002, Purple Gold Mountain District.

You could hear the customer service girl's voice was almost about to cry.

Lin Xian laughed and said, "Alright, I'll stop teasing you."

Although the Centurion Black Gold Card doesn't have many advantages domestically, it's still very useful overseas.

With this card, traveling abroad in the future will be a lot more convenient.

"Okay, Mr. Lin, by five o'clock at the latest this afternoon, our staff will deliver it to you.

Thank you for supporting our bank, and wish you a happy life!"

After hanging up, the customer service girl couldn't help letting out a long breath. Finally settled it.

Rich people really are capricious!

But you have to admit, Lin Xian's bank statements are downright beautiful.

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Purely from the perspective of a bank employee, the kind of transaction history Lin Xian has is exactly the perfect client they're chasing.

Putting his phone down, Lin Xian couldn't help feeling a little sentimental.

Sure enough, once you reach a certain level, you start getting the corresponding conveniences.

Like this Centurion Black Gold Card.

You should know the Centurion Black Gold Card also has tiers. No idea about overseas, but at least domestically that's how it is.

In China, the Centurion Black Gold Card is split into two types. One is self-applied: if you've got about 10 million in the bank and your transaction records look decent, chances are pretty high you'll get approved.

But for this self-applied Black Gold Card, the credit limit isn't high—at most two or three million,

some even only have a pathetic few hundred thousand.

And the services provided are extremely limited.

Since it's self-applied, it's basically not recognized by American Express, and the so-called "financial advisor"

is arranged by the bank itself.

Because when Express Group first launched the Centurion Black Gold Card, they strictly set the rules.

No applications accepted; cards are only issued via invitations to a very small, carefully selected group of top-tier clients.

The other type is where banks screen high-quality clients, confirm the slots, then send a cable to American Express.

After receiving American Express's approval, the bank then extends the invitation.

Strictly speaking, only the Centurion Black Gold Card obtained this way is a true Express Black Gold Card, while the first type, via personal application, doesn't really count at all in the strict sense.

Secondly, Black Gold Cards obtained via bank invitation are much higher than the first type in both limit and privileges.

Especially the private financial advisor, which is provided by American Express.

Calling it a private advisor doesn't mean it's just one assistant; it's actually a whole service team.

Of course, the usage requirements for this kind of Black Gold Card are also much higher than the former type.

The first type of Black Gold Card requires an annual fee.

The exact amount of the annual fee isn't fixed, but tops out around twenty thousand.

But for a real Black Gold Card, there's a minimum monthly spend requirement of 25,000 USD. If you fail to meet it for three consecutive months, American Express will take back the card.

After hanging up, Lin Xian didn't get up right away, but opened the system interface.

After checking his assets, he found that his funds had already reached 680 million.

Seeing this amount, the first people Lin Xian thought of were his parents.

As a son, once you've got money, showing filial piety to your parents is the most natural thing in the world.

Thinking of this, he picked up his phone and dialed his mom.

It took more than ten seconds before the call was answered, and on the other end came Lin Guodong's voice: "Hello? Xian, what do you want with your mom?"

"Dad?"

Lin Xian froze for a second, then asked curiously, "Where's Mom?"

"There's nothing going on this afternoon, so I told her to go back and get some sleep." Lin Guodong explained.

The restaurant doesn't open in the afternoon, so there really isn't much to do; it only gets busy around lunch and dinner time.

"Anyway,"

Lin Xian went straight to the point: "Dad, I made another chunk of money recently. I'll transfer some to you guys in a bit!"

"Made more again?"

On the other end, Lin Guodong paused, then asked, "How much did you make?"

"Quite a lot, more than last time." Lin Xian was vague and didn't give a number.

Lin Guodong was silent for a moment, then said, "You should keep that money for yourself. Your mom and I aren't short of money for now. The five million you gave us last time, we haven't even touched it yet!"

Haven't used it?

Lin Xian raised a brow. "Why not use it? Didn't I tell you? Those five million are for you to spend however you like, no need to save it for me."

He'd thought Lin Guodong and Hong Mei were too reluctant to spend it and had stashed it away to give back to him later.

This kind of thing is very common in China. Because of cultural factors, Chinese people place huge importance on family, especially the next generation.

They'd rather skimp and save on themselves just to leave the best for their kids.

If they take one bite less, their descendants can take one bite more.

This mindset is carved deep into the bones and has been passed down to this day.

"…Your mom did save three million for you."

Lin Guodong gave an embarrassed laugh, then changed tone and explained, "But mainly, your mom and I really don't know what to buy."

This—

It sounded a bit ridiculous, but thinking about his parents' personalities, it was actually true.

His dad, Lin Guodong, has an unbelievably chill personality—doesn't drink, gamble, womanize, and doesn't like going out to play.

If you talk hobbies, apart from smoking, his only passion is studying cooking.

Like researching boiled cabbage in clear soup…

Problem is, that doesn't cost much.

Even though boiled cabbage takes tons of time and effort, the ingredients aren't that expensive. At most, if you go all out for a month, it might cost just over a hundred thousand.

As for his mom, Wang Hongmei, she's even more straightforward.

She's the classic Nong Family village woman type. After getting married, she's poured her whole heart into the family.

Doesn't play mahjong, doesn't buy cosmetics or luxury brands—what is there even to spend money on?

Once he figured it out, Lin Xian didn't know whether to laugh or cry.

Just then, Lin Guodong suddenly lowered his voice and said, "Son, if you really have money to spare, secretly transfer 300,000 to me! And absolutely don't let your mom find out!"

Hearing that, Lin Xian instantly cracked up.

Nice, his old man was actually asking for secret pocket money.

So he asked curiously, "Dad, didn't you just say you don't know what to buy?"

"It's all your mom. I'm planning to work on a new dish, but she absolutely won't agree." Lin Guodong explained in a whisper.

Lin Xian nodded. "Alright, I'll transfer it to you right now."

"Don't send it to the bank card, put it straight into my X Bao account. And remember, don't tell your mom!

After repeating his warning several times, Lin Guodong finally hung up.

When the call ended, Lin Xian was a bit helpless.

He'd originally planned to give his parents tens of millions to spend, but it ended up turning into just 300,000.

After transferring 300,000 to Lin Guodong, Lin Xian got up and put on his clothes.

He pushed open the bedroom door and saw his two little lovers in the living room, wearing yoga outfits and doing yoga.

Seeing him, Zhuang Tong held a difficult pose and laughed, "Honey, you're awake!"

"Yeah, I'm gonna take a shower."

Lin Xian said as he walked into the bathroom.

After a nice comfortable shower, Lin Xian was towel-drying his hair as he came into the living room.

Right then, the daily yoga session for his two little lovers had just finished.

Lin Xian sat on the sofa and waved them over.

Zhuang Xing and the other girl immediately walked over obediently and snuggled up to him, one on each side.

"Honey, what's up?"

Zhuang Xing tilted her head up, blinking her big eyes, curious.

Lin Xian chuckled. "I won a chunk of money last night and I'm planning to get you two a present. So, tell me, what do you want?"

Zhuang Tong said excitedly, "I want a yacht!"

A yacht?