Chapter 304 - 3: Returning Home to Visit Family (Part 2)

Chapter 304: Chapter 3: Returning Home to Visit Family (Part 2)

"We’re not hiring any. There’s hardly anyone around here. Hiring security would be like openly announcing there’s a problem, attracting thieves!"

"And don’t even bring up moving into the city. If we were going to do that, we might as well go to that... ’center’ you were talking about."

"Besides, how much money could you possibly have?"

"I heard that lords who’ve reached the third stage are usually just billionaires. And most of your wealth is tied up in your territory—it’s not like you can cash it out!"

"You should just keep it for yourself and develop your territory."

Lin Ye kept shaking his head.

"Dad~, your son isn’t some ordinary lord, you know. Even without my territory’s assets, my liquid capital is worth more than a single billionaire’s."

Through official channels, 1 point can be exchanged for 100,000 (one hundred thousand) credit points. On the black market, it could fetch up to 500,000 (five hundred thousand) credit points.

(1 point can be exchanged for 1,000 units of common resources. Since the resources from the competition are generally of higher quality than those available on Cuiwei Star, each unit of a common resource can be exchanged for 100 credit points.)

Lin Yu currently had over three million points. If he converted them all into credit points, he could get as much as three hundred billion. While that didn’t make him one of the absolute top-tier tycoons on Cuiwei Star, it certainly placed him among the first or second-tier wealthy elite.

"A billion?"

Lin Yu shook his head.

"Don’t tell me it’s in the tens of billions?"

Lin Yu smiled and shook his head. "Dad, stop guessing. It’s more than enough for you two."

He used his wristband to exchange 10,000 points for one billion credit points through official channels, then transferred the money to Lin Ye’s account.

Lin Ye stared at the message on his phone, dumbfounded: "Your account has received a deposit of 1,000,000,000 credit points. Current balance: 1,003,564,848 credit points!"

"Good heavens, kid, you actually earned this much! Don’t tell me you converted all the points you earned and sent them to me?"

"Let me tell you, points are a lord’s lifeblood! You can’t just cash them out so carelessly. Can you undo this? If you can, then do it right away. We have enough credit points at home; we don’t need this much!"

"You’ve given me so much, it’s making me anxious!!!"

Lin Ye immediately tried to access his account, intending to transfer the credit points back to Lin Yu so he could convert them back into points.

"Whoa, Dad, stop! Once points are converted, they can’t be changed back. The only way to do it is on the black market, and you’d lose eighty percent of the value. It’s a huge loss."

"Besides, I have plenty more points. If I weren’t worried that giving you too many credit points would attract trouble, I would’ve transferred more than just this."

Lin Yu quickly stopped him. Xiao Cailin, who was standing nearby, also chimed in, "Old Forest, since this is a token of our son’s devotion, you should just accept it. Take good care of it, and think of it as helping him manage his finances!"

With Xiao Cailin helping to persuade him, Lin Ye finally gave up on trying to return the credit points.

RING-RING~ RING-RING~

Just a few minutes after their disagreement ended, Lin Ye’s phone rang. He answered, and a respectful voice came from the other end.

"Hello, Mr. Lin. I’m xxx, the president of XX Bank. Our bank has created specialized wealth management plans for our high-value clients that can help you better manage your assets, helping you..."

"Would you be interested in such a service?"

Lin Ye listened intently to the entire pitch. He seriously considered letting the bank manage the money; it was the first time he’d ever handled so many credit points, and he truly didn’t know what to do with them.

He glanced at Lin Yu, looking for his opinion. In his mind, the money still belonged to his son, Lin Yu; he was just managing it on his behalf.

"Don’t look at me. The money’s yours now. How you decide to handle it is up to you."

After a moment’s thought, Lin Ye politely declined. He hung up the phone to the sound of a disappointed voice on the other end. He decided he would go into the city tomorrow to visit a few banks, compare their offerings, and then make a decision.

...

The next day, Lin Ye and Xiao Cailin took Lin Shuang and drove into downtown Xinjin City to inquire about wealth management services at various banks.

After his parents left, Lin Yu used his wristband to contact his dedicated customer service representative.

"Hello, Mr. Lin. It’s a pleasure to assist you. How may I help you today?"

"Hello. I’d like to know if the Cuiwei Corps provides security services. I need to arrange protection for my family—the discreet kind."

"Yes, we do. We offer complimentary family security services for all competing lords. You just need to submit an application, and the Corps will dispatch retired special forces soldiers to protect your family."

"We also offer premium paid services, including protection by Extraordinary Beings. The pricing is determined by each Extraordinary Being’s abilities and is set on an individual basis. The detailed price list is as follows: ..."

In the end, in addition to the complimentary service, Lin Yu opted for a security detail consisting of a six-member squad of Tier-2 Extraordinary Beings. The cost was 10 points per person, per day, for a total of 21,900 points a year.

Since he didn’t know how long the third stage would last, Lin Yu paid for ten years of service upfront: 219,000 points.

"The security personnel you selected are now en route. Is there anything else I can assist you with?"

Lin Yu thought for a moment, then asked, "Does the Corps offer construction services? I’d like to have a farm rebuilt, and I need it done today."

"What type of farm is it?"

"Just a standard one, with a wooden structure."

"Understood. Please hold for one moment."

「A minute later.」

"Hello, sir. Based on your recent high-value transaction, I was able to apply for and secure a complimentary rebuilding and construction service for you."

"A professional construction crew will be dispatched to your location shortly."

"Is there anything else I can help you with?"

"Thanks, that’ll be all."

"Thank you for getting in touch. Please take a moment to rate my service..."